Sell Your Tradelines

Turn your perfect credit history into passive income. Add authorized users to your seasoned credit cards and earn money every month.

Why Sell Your Tradelines?

Thousands of cardholders are already earning thousands per month with zero effort. Here is why it works.

Earn $50-$500+ Per Sale

Get paid for each authorized user added to your tradeline. The higher your credit limit and account age, the more you earn.

Zero Risk to Your Credit

Authorized users never receive a card, account number, or access to your account. Your credit and personal information remain completely secure.

Truly Passive Income

Once you sign up, we handle everything — customer onboarding, payments, and support. You just collect your earnings monthly.

Flexible Spot Availability

You control how many authorized user spots you want to sell per cycle. Adjust your availability anytime from your seller portal.

Fraud Protection Included

We verify every buyer with ID, SSN, and address checks. Our fraud monitoring protects you from suspicious activity.

Premium Account Bonuses

Older accounts and cards with $10K+ limits earn top-tier payouts. Premium lenders like Amex and Chase qualify for extra bonuses.

How It Works

Six simple steps from application to your first payout. We handle the hard parts so you do not have to.

01

Apply as a Seller

Fill out our quick seller inquiry form with your card details, credit limits, and account age. No commitment required.

02

Get Approved

Our team reviews your account history and credit profile. Most applications are approved within 24-48 hours.

03

Set Your Spots

Tell us how many authorized user spots you want to sell per cycle. You can update this anytime through your dashboard.

04

We Match Buyers

Bank Rover matches your tradeline with verified buyers. We handle all communication, document collection, and support.

05

Add the Authorized User

Once a buyer is matched, simply add them as an authorized user on your card. The process takes less than 5 minutes.

06

Get Paid

After the credit reporting cycle completes, you receive your payout via bank transfer or Zelle. Fast and hassle-free.

Payout Tiers

Your payout depends on your credit limit and account age. The better the card, the higher the earnings.

Starter
$50 - $150
per authorized user
Credit LimitUnder $5,000
Account Age2-4 years
Standard
$150 - $350
per authorized user
Credit Limit$5,000 - $15,000
Account Age4-7 years
Premium
$350 - $600
per authorized user
Credit Limit$15,000 - $30,000
Account Age7-10 years
Elite
$600 - $1,200+
per authorized user
Credit Limit$30,000+
Account Age10+ years

Bonus: Cards from premium lenders (Amex, Chase, Navy Federal) with 10+ year history and $25K+ limits can earn up to $1,500 per authorized user.

Seller Inquiry

Interested in selling your tradelines? Tell us about your cards and we will get back to you within 24 hours with a custom payout estimate.

Card Information

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By submitting, you agree to be contacted by Bank Rover about our tradeline selling program. No commitment required.

Frequently Asked Questions

Everything you need to know about selling your tradelines safely and profitably.

No. Adding authorized users does not affect your credit score, your payment history, or your account standing. Authorized users never receive a card or account access, and they cannot make charges to your account.